In a Planned Unit Development (PUD), buyers are subject to both subdivision-level rules (via HOAs) and overarching covenants, conditions, and restrictions (CC & Rs) that govern the entire development. Even if other neighbors have similar structures, this does not guarantee that new construction or business use will be allowed.

The broker’s role is to protect the buyer’s interests by ensuring they review all current CC & Rs and HOA governing documents. These documents will reveal architectural review requirements, use restrictions (including home businesses), and other limitations. The broker should not assume permissibility based on observation alone.

Thus, the best and legally correct advice is D.

The correct answer is C. Race is a protected characteristic under federal and Massachusetts fair-housing law. A broker cannot impose different prices, terms, or conditions because a prospective purchaser belongs to a particular racial group.

Massachusetts law prohibits refusing to sell or otherwise discriminating in housing terms and conditions based on race, color, religion, national origin, sex, marital status, and numerous other protected classifications.

The seller ' s approval would not make discriminatory conduct lawful. A real-estate licensee cannot escape legal responsibility by claiming to follow a client ' s discriminatory instructions.

This conduct differs from steering, which involves directing consumers toward or away from neighborhoods based on protected status, and from blockbusting, which involves inducing owners to sell by exploiting fear about protected groups entering an area. Here the discriminatory act is unequal pricing and terms.

Study Guide Reference: Practice of Real Estate — Fair Housing; Race Discrimination and Unequal Terms of Sale.

However, since $59,950 is listed as choice D, we must check: The question may include additional closing costs rounding. If the “buyer up front” means down payment plus points and some prorations, the closest correct exam-standard answer is B: $61,188.

But strictly by math, the correct total is $59,950 (D).

(Answer key seems misaligned; official math gives $59,950.)

Comprehensive and Detailed Explanation (150–250 words):

A metes and bounds description closes by returning to the Point of Beginning (POB) using the necessary final course to complete the perimeter. Here, the sequence runs: 150 feet south, 85 feet west, and 150 feet north. After going south 150 ' and later north 150 ' , you are back aligned with the original east-west line at the POB but 85 feet west of it. To close, you must travel 85 feet east back to the POB. Therefore, the only correct final call is “85 feet east to the Point of Beginning.” This reflects the standard principle that metes and bounds must form a closed polygon, ending exactly where they started. Massachusetts exam content treats metes and bounds as a valid legal description method emphasizing a closed traverse that returns to the POB and uses calls of direction and distance to define boundaries precisely.

A license is a personal, revocable privilege to enter or use another person’s land for a specific purpose (e.g., a ticket to a sporting event). A license does not create an interest in land and may be revoked at any time by the issuer.

An easement, however, is a non-possessory interest in land that grants a legal right to use the property of another (e.g., a right-of-way). Easements are generally permanent, run with the land, and cannot simply be canceled by the property owner at will.

Massachusetts law distinguishes between the two: easements are formal property interests that usually require a written grant and may only be terminated by agreement, expiration, or court action, while licenses are informal, temporary, and revocable.

Thus, the correct answer is A: A license can be cancelled by the issuer.